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Armstrong’s Finance is provided by Heartland Bank Ltd. Heartland’s responsible lending criteria, fees, terms and conditions apply. The weekly repayments have been calculated at the estimated annual interest rate above. The annual interest rate available to you will depend on your personal circumstances, taking into account your income, financial commitments and credit history (and may be either higher or lower than the estimated rate). To better understand the rate that you qualify for, get in touch with one of our local Armstrong’s finance managers here.

Your repayment amounts have been calculated at the interest rate and loan term stated above, and are based on the interest rate being constant for the entire loan term. Changes to interest rates and/or the repayment amounts will change this. Our quoted interest rates are subject to change. This calculator is a tool to estimate repayments and the total loan cost only, and is not an offer of finance by Armstrong’s Finance. Armstrong’s Finance, provided by Heartland responsible lending criteria, terms, conditions and fees apply.