Vehicle Finance & Insurance Options

Armstrong’s Finance.

Competitive rates and terms to suit you with our group buying power.

Tailor-made finance options

Financing and leasing deals are not all created equal. At Armstrong’s, you won’t just get competitive rates thanks to our group buying power, but terms to ideally suit your situation. That’s because we take the time to understand your goals and needs, so we can design a solution that best fits you, such as zero deposit finance, deferred repayments or guaranteed future value packages.

Deposit & trade-in

A credit agreement with Armstrong’s Finance enables you to place a deposit towards the purchase, either as cash or by using the equity in your current vehicle as a trade-in.

Flexible terms

Flexible terms are available including the option to have a balloon amount (larger final payment) built into your contract (dependant on individual circumstance). This gives you the ability to tailor your repayments to best suit your budget and your vehicle trading cycle.

Why finance with Armstrong's

Whether it’s financing or refinancing your existing agreement, our expert team of Armstrong’s Business Managers are here to help

Competitive rates
Flexible packages
Customisable finance options
Tailored leasing and hire purchase options

Apply for finance

Select your preferred dealership and fill out the form. A member of our expert team will be in touch.

Armstrong’s are committed to the Credit Contracts & Consumer Finance Act (CCCFA) and the Responsible Lending Code. Armstrong’s operate under an “information only” model meaning that we provide information about the facts and features of a product only. We are allowed to assist consumer borrowers in order to comply with our lender responsibilities (our lenders have a number of obligations including to perform affordability and suitability assessments in relation to any proposed lending to help consumer customers make an informed decision about whether or not to enter into a loan contract), however, Armstrong’s staff do not provide regulated financial advice in relation to loans or insurance. Please speak with one of our Finance and Insurance team for specific information including criteria, terms and conditions. More information can be downloaded here.

Our standard interest rates apply from 7.55% per annum to 11.55% per annum and remain fixed for the full term of the loan unless amended in accordance with the loan agreement. The rate offered will depend on your individual circumstances, including income, existing financial commitments and credit history.

From time to time we may offer rates outside this standard range as part of limited-time promotional offers that apply only to specific models. Particular lending criteria, terms, conditions and fees apply to any such promotional rates.

To obtain information about the rate you may qualify for, please contact our team. Contact details for each dealership are available on the relevant dealership page.

Armstrong’s Finance is provided by Heartland Bank Ltd.

A full list of fees and the Heartland Consumer Loan and Security Agreement can be downloaded here.