Offers and Finance

Armstrong’s are committed to the Credit Contracts & Consumer Finance Act (CCCFA) and the Responsible Lending Code.  Armstrong’s operate under an “information only” model meaning that we provide information about the facts and features of a product only. We are allowed to assist consumer borrowers in order to comply with our lender responsibilities (our lenders have a number of obligations including to perform affordability and suitability assessments in relation to any proposed lending to help consumer customers make an informed decision about whether or not to enter into a loan contract), however, Armstrong’s staff do not provide regulated financial advice in relation to loans or insurance. Please speak with one of our Finance and Insurance team for specific information including criteria, terms and conditions.   More information can be downloaded here.


Our interest rates range from 9.6% p.a. to 14.6% p.a and are fixed for the full period of the loan (unless as amended pursuant to the loan agreement). The rate charged will depend on your personal circumstances, taking into account your income, financial commitments and credit history. To better understand the rate that you qualify for, give our friendly team a call (our contact telephone numbers are listed on our dealership pages for a dealership closest to you).

Armstrong’s Finance provided by Heartland Bank Ltd.

A full list of fees and the Heartland Consumer Loan and Security Agreement can be downloaded here.


Own the car you've always wanted.
Build a personalised and affordable finance package and get into the car you've always wanted on terms that suit you.
Financial experts that care.
No matter your financial situation our team is equipped to give you the best advice for your vehicle finance plan.
On demand finance advice and planning.
Contact us online or phone your local Armstrong's dealer to arrange an appointment today.